Who we are
UBJ Microfinance Bank is licensed with the sole objective of providing financial services to micro, small and medium-sized enterprises (MSMEs) and other clients in the lower-income cadre by the Central Bank of Nigeria (CBN).
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Why choose us
Our extensive survey of the microfinance industry has enabled us to have our fingers on the pulse when it comes to delivering differentiated financial products.
UBJ Microfinance Bank is repositioning itself for recapitalization to achieve its goal.
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Open UBJ Microfinance bank savings or current accounts with full account requirements and gain access to the world of convenience that comes with owning a UMFB account..
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Transaction Made Easy!
Our mobile banking app gives you unrestricted and secure access to your account, anytime, anywhere at your fingertips.
Secure your account
Do not disclose your ATM PIN to anyone.
Do not respond to messages requesting for your BVN.
Your banking details are private information. Do not reply via text
messages any text calling for updates. We would always request your presence in the bank should there be need for updates.

UBJ Microfinance Bank, licensed by the Central Bank of Nigeria, is growing to meet new capital requirements and expand its reach in line with Nigeria’s Financial Inclusion Vision 2020.

We’re inviting investors and partners to join our recapitalization drive with an investment of ₦5 billion (≈ $14 million).

Over 35% of Nigerians remain unbanked, creating huge potential in the microfinance and SME sectors. UBJ Microfinance Bank is positioned to bridge this gap and empower communities through accessible financial services.

Partner with us to unlock growth, support entrepreneurs, and shape the future of inclusive banking in Nigeria.

Our History

1992

We have been providing uninterrupted financial services
(licensed by the Central Bank of Nigeria)

Invest Up to

$14,000,000

Invest and become our partner

Our Board of Directors

6

With great wealth of experiences in rendering financial services.

UMFB Goal: Our goal is to scale up to National Microfinance Bank   Security Alert: Beware of text messages pretending to be from UMFB requesting for update online. If we need any updates on your account, we'll invite you to our bank. Beware of scammers!