About Us

UBJ Microfinance Bank Nigeria (UMFB) is a fully owned Nigerian Bank that was incorporated on the 5th of April 1992 as a Community Bank by the late Chief F.A. Ijewere, which is now UBJ Microfinance Bank Limited, in February 2008 and licensed by the Central Bank of Nigeria with the sole objective of providing financial services to micro, small and medium-sized enterprises (MSMEs) and other clients in the lower income cadre by the Central Bank of Nigeria (CBN).

Our Authorized Share Capital is presently twice the amount required by the Central Bank issued and fully paid.

The Bank commenced operation on the 4th of August 1992 at our corporate head office located at Central Road beside Mobil filling station, Ubiaja, Edo State. The business was conceived after a thorough analytical review and study of our immediate environment- Ubiaja and other parts of Edo State in general. The targeted customers include petty traders, small shop owners, trade associations, artisans, taxi drivers, market men & women, low-level civil servants, tailors, barbers etc.

Our extensive survey of the microfinance industry has enabled us to have our fingers on the pulse when it comes to delivering differentiated financial products.

Come and experience us now! We are committed to serving you better.